+91-7977125601 | afzal.payak@100ways.co.in | Borivali (E), Mumbai
About Us

Experienced Financial Consultants You Can Trust

Mr. Afzal Payak is an MBA in Marketing and the Founder of 100 Ways Financial. With extensive experience in the finance industry, he has worked with private and multinational banks including ICICI Bank and Standard Chartered Bank.

100 Ways Financial is focused on debt financing and advising clients on the right financial products and arranging corporate debt and retail debt solutions according to their requirements.

Our firm has arrangements with multiple banks and NBFCs, enabling us to provide a wide range of financial services to our clients under one roof.

Our dedicated team has extensive experience in handling loan proposals for clients, starting from initial documentation through the complete funding process and final disbursement to the client's account or third party.

When you need loan, you are not alone!!!
50+ Financial
Institutions
15+ Years of
Experience
Loan Focused
Service Provider
Call Now Get Consultation
Afzal Payak - Founder of 100 Ways Financial
AFZAL PAYAK Founder - 100 Ways Financial
BENEFITS OF DEALING WITH CONSULTANT INSTEAD OF A
BANK
Expertise and
Knowledge
Access to a Wide
Range of Lenders
Time and Effort
Saving
Personalized
Advice
Risk Management
Credit Analysis
Professional
Negotiation

What Makes Us Different
From Others?

Transparency
Thought
The Process

We ensure complete transparency throughout the process, providing clear and open communication at every stage. This builds trust and ensures you are fully informed and confident in all decisions.

Transparent financial loan process

Best Offer For
Your Profile

Personalized loan options tailored to your financial profile, ensuring competitive interest rates, flexible repayment terms.

Get Best Offer
Best loan offer for your financial profile
Protection against financial scams and frauds

Scams And Frauds

Safeguard against misuse by securely handling and storing all documents, implementing strict access controls, and regularly auditing processes to prevent unauthorized access and ensure confidentiality.

Secure Document Handling
Strict Access Controls
Confidentiality Protection

Your One Stop Solution For All Your
Loan Needs

Loan funding solutions from 50 lakhs to 500 crores

Offering comprehensive loan services ranging from 50 lakhs to 1000 crore, covering business, home, commercial, project, and more.

Business Loans
Home Loans
Commercial Loans
Project Funding
Explore Loan Solutions
Financial services building

OUR
SERVICES

Business Finance

Business Finance Loan

Get the funding you need to expand operations, purchase inventory, or invest in new projects. Our business finance solutions are designed to support growing businesses with suitable funding options based on their financial requirements.

  • Business expansion funding
  • Inventory and working capital requirements
  • Funding for new business projects
Call Now

Working Capital Finance Upto 1000 Crs

Working Capital Finance Upto 1000 Crores

Maintain smooth operations and manage daily expenses with our working capital loans. Benefit from quick approvals, flexible repayment options, and competitive interest rates to keep your business running efficiently during cash flow gaps.

  • Working capital funding
  • Cash flow management
  • Flexible repayment options
  • Funding solutions up to ₹1000 Crores
Enquire Now

Smart Home Finance Solutions

Smart Home Finance Loan

Achieve your dream of homeownership with our competitive home loans. Enjoy low interest rates, flexible repayment terms, and quick approval processes tailored to fit your financial needs and make buying your dream home easier.

  • Home purchase finance
  • Competitive interest rates
  • Flexible repayment terms
  • Quick loan processing
Get Home Loan

Commercial Property Finance

Commercial Property Finance

Secure financing for purchasing commercial properties such as offices, retail spaces, or industrial buildings.

We offer competitive rates, flexible terms, and quick processing to help you acquire the right property for your business needs efficiently.

  • Office property finance
  • Retail property finance
  • Industrial property finance
  • Commercial property purchase
Contact Us

Loan Against Property

Loan Against Property

Unlock the value of your property with our loan against property. Enjoy competitive interest rates, flexible repayment options, and quick processing to meet your financial needs while retaining ownership of your property.

Project Finance For
Manufacturers

Project Finance For Manufacturers

Secure financing for large-scale projects with our project loans. Benefit from competitive interest rates, flexible repayment terms, and quick approval processes tailored to meet the specific needs of your project, ensuring smooth execution and timely completion.

Call Now

Construction Finance

Construction Finance

Finance your construction projects with our specialized construction loans. Enjoy competitive rates, flexible terms, and funding that covers the costs of materials, labour, and other expenses. Our quick approval process ensures your project stays on track and within budget.

Machinery Finance

Acquire new machinery or upgrade existing equipment with our machinery loans.

Machinery Finance

Car Finance

Drive your dream car with our flexible car finance solutions, offering competitive rates and easy repayment options.

Car Finance

Business Finance

Business Finance

Business Finance Solutions

Get the funding you need to expand operations, purchase inventory, or invest in new projects. Our business loans offer competitive rates, flexible terms, and quick approval to ensure your business stays ahead.

Ideal for both startups and established businesses, our business finance solutions are designed to support your growth, manage cash flow, and help you take advantage of new business opportunities.

Funding for business expansion
Competitive interest rates
Flexible repayment options
Quick approval and processing
Call Now

Business Funding & Financial Solutions

We provide customized funding solutions for businesses, builders, developers, hotels, restaurants, manufacturers, traders and MSMEs across India with quick approvals, competitive interest rates and hassle-free processing.

Construction Finance

Secure funding for residential, commercial and mixed-use construction projects with flexible repayment options and fast approvals for builders and developers.

Stalled Project Funding

Restart delayed or incomplete construction projects with customized financial support designed to complete projects on time.

SRA Development Finance

Specialized funding solutions for Slum Rehabilitation Authority (SRA) projects with structured financing and professional guidance.

Inventory Funding

Raise finance against ready-to-move unsold inventory to improve liquidity and maintain healthy business cash flow.

Hotel & Restaurant Funding

Funding up to ₹100 Crores for new hotels, restaurants, hospitality expansion and renovation projects with attractive interest rates.

MSME Business Loans

Loan Against Property (LAP), Working Capital, CGTMSE, Overdraft and commercial funding solutions for MSMEs, manufacturers and service providers.

Alternative Investment Funding

Funding for businesses with positive cash flow, NPA or stressed assets requiring high-value investment solutions above ₹30 Crores.

Working Capital Finance

Improve business liquidity with working capital loans, overdraft facilities and cash credit solutions for daily operational needs.

Corporate Financial Advisory

End-to-end financial consulting, loan structuring, documentation assistance and funding advisory for large business projects across India.

Loan Advisory
Loan Advisory

Expert guidance on home, business, and personal loans with competitive rates.

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EMI Planning
EMI Planning

Smart EMI calculators and structured repayment plans tailored to your income.

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Documentation
Documentation

End-to-end paperwork management, verification, and legal compliance support.

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Real Estate
Real Estate Finance

Specialized funding for property purchase, construction, and renovation.

Call Now Read More

How We Work

Submit Enquiry

Reach out via form or call

Consultation

Understand your needs

Documentation

Paperwork & verification

Approval & Service

Fast-track delivery

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Why Choose Us

Experienced Team

Quick Service

Transparent Process

Affordable Solutions

Trusted Professionals

Customer Support

Secure Documentation

100% Satisfaction

Our Financial Services

Business Loan & MSME Funding Solutions

We provide fast and reliable funding solutions for Traders, Manufacturers and Service Providers across India with attractive interest rates and quick disbursement.

CGTMSE Loan

We provide CGTMSE (Completely Unsecured) loans for Traders, Service Providers and Manufacturers up to ₹5 Crore, with funding up to 15%–25% of GST turnover.

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MSME LAP

MSME Loan Against Property, Commercial & Industrial Property Purchase across India up to ₹50 Crores, irrespective of income eligibility.

Call Now

Fast Working Capital

Get Working Capital funding up to ₹20 Crores with loan disbursement in just 3 working days.

Call Now

Overdraft Facility

PAN India Overdraft Facility up to 100% of Property Value and 25% of Turnover or 35% of Bank Credit Summation, whichever is lower.

Call Now

Working Capital Funding

Working Capital Funding across India up to ₹75 Crores with collateral security between 25%–50%. TAT: 15 Working Days.

Call Now

Lowest Interest Rate

Competitive interest rates starting from only 8.30% onwards, ensuring affordable financing for your business growth.

Call Now

ROI Starting From 8.30% Onwards

100 Ways Financial
PRODUCT OFFERINGS - Offering Ethical and Economical Financing Solutions
Operating Lease
▣
Assets for Businesses
🚗
Car Lease for Corporate Employees
Participatory Finance
▣
Short Term: Transaction Based
▤
Long Term: Working Capital
Features of Operating Lease:
  • Rental-based asset financing
  • Zero down payment
  • Upto 40% lower monthly payments compared to loan
  • Rentals are fully tax-deductible
  • Leased equipment pays for itself
Features of Participatory Finance:
  • Partnership/trade based financing
  • No fixed interest liability
  • Participation in the business
  • Tax-efficient structures
  • Sharing of risks and rewards
Salient Features
Customized tenure to fit your need | Hassle-free and Quick process
Compliant with all applicable laws and regulations | Transparent fee structure
Eligibility Criteria / Documents Required
Min 3 years in business reporting profits
3 years financials, KYC and quote of equipment/vehicles to be leased

EMI Calculator

Monthly EMI: ₹0
Total Interest: ₹0
Total Amount: ₹0

Client Testimonials

Contact Us

Address

B-102, 1st Floor, Pruthvi Enclave 1 CHSL, Siddharth Nagar, Borivali (E), Mumbai - 400066

Call

+91-7977125601

Email

afzal.payak@100ways.co.in

Send Enquiry
Financial Consultant
Afzal Payak
☎ +91 9819997533
When you need loan, you're not alone
Why Choose Us?
15+
years
Financial
Expertise
750+
Trusted
Customers
50+
Financial
Institution
Collaboration
Rs. 2000
crores+
Arranged Loan
For SME's & MSME's
YOUR LOAN SEARCH ENDS HERE
  • Personalized Loan Options
  • Fast and Clear Loan Processing
  • Communication, Secure Handling
WE OFFER
CGTMSE Loans Upto 10 Cr
Working Capital Funding Upto 1000 Cr
Cash Credit / Overdraft
Machinery Loan
Project Finance
Shariah Finance
Business Loans
Private Finance
TAKING A LOAN IS EASY. EXITING IT SMARTLY IS THE REAL GAME.
MOST BUSINESSES FOCUS ONLY ON GETTING FUNDING...
VERY FEW THINK ABOUT CLOSING IT THE RIGHT WAY.
THAT'S WHERE 100 WAYS FINANCIAL COMES IN.
WE DON'T JUST ARRANGE LOANS —
WE DESIGN YOUR DEBT JOURNEY.
WE HELP BUSINESSES WITH:
  • Working Capital (CC / OD / WCDL)
  • Term Loans & Expansion Funding
  • LAP & Structured Financing
  • Balance Transfer & Top-ups
BUT HERE'S OUR REAL DIFFERENTIATOR
OUR USP: STRUCTURED EXIT PLAN

ANYONE CAN HELP YOU BORROW.
WE MAKE SURE YOU DON'T STAY STUCK IN DEBT.

  • Clear roadmap for repayment from Day 1
  • Strategy to reduce interest burden
  • Planned closure of existing loans
  • Turning debt into a growth tool — not a trap
BECAUSE SMART ENTREPRENEURS DON'T JUST ASK:

➢ “How do I get a loan?”

They ask:

➢ “How do I close it profitably?”

➢ If you're planning to raise funds, let's make sure you have a clear exit before you enter.

➢ DM me to structure your next borrowing the right way.

✉ afzal.payak@100ways.co.in | 🌐 www.100ways.co.in